Extreme heat causes flight delays and cancellations
Your travel insurance may cover you if your flight is cancelled because of high heat; this is the case if a flight is delayed by technical problems for at least three to twelve hours.
On the other hand, if you book a trip and decide that the weather at your destination may be too much for you to handle or even dangerous for your health, your insurance may cover less.
Unless, of course, you buy a more comprehensive insurance plan.
Travellers with a “cancel for any reason” policy may be covered if they decide not to go to their destination because it is too hot.
Cancel for any reason is an update that travellers can choose to get. It gives them the most freedom to cancel and can often cover cancellations that aren’t covered by standard trip cancellation policies.
In some cases, this bonus will pay back up to 75% of the insured trip cost. But, this strategy usually means the trip must be cancelled at least two days before leaving.
Extreme events that are linked to global warming will be covered.
Policies won’t pay for costs if you quickly decide not to go to a place because it’s too hot, but they probably will if there’s an extreme event.
Extreme events that are linked to global warming will be covered.
Policies won’t pay for costs if you quickly decide not to go to a place because it’s too hot, but they probably will if there’s an extreme event; most standard travel insurance policies don’t let policyholders stop or cut short a trip because of bad weather.
Is it worth it to get travel insurance if you’re worried about the heat?
The answer to this question depends on what you want the insurance policy to do for you or what kind of safety you want. In other words, carefully consider your goals and primary concerns before you buy a policy.
Travelers who are worried about needing medical coverage while travelling to a place where it is very hot should think about getting travel insurance. “However, coverage for cancellations due to heat is limited.”
Lastly, if you want to buy “Cancel for Any Reason” insurance, you must do so within a specific time. Cancel For Any Reason is a benefit that you can only use between 10 and 21 days after you put down your first trip fee.
